I won't have an account early on because I certainly don't have the $200.

You don't need to -- as soon as it goes into open beta, you can buy paid time (starting at $3 for a month, and of course you can still use the account for free even if you don't buy any more paid time), or get an invite code from someone.

and maybe import the old stuff if their importer works

I tested it out a couple of days ago, and it really, really does. *has glee*